State
Auto Insurance Required Minimums
by SolveYourProblem.com
Every
state has laws regarding the minimum amount of auto insurance
coverage that must be carried on each vehicle driven within
its jurisdiction. The required elements of coverage
are: total guaranteed minimum payout per accident, total guaranteed
minimum
payout per person per accident and guaranteed minimum property
damage payout per accident. Although the state limits don’t
really provide enough coverage for very serious accidents with
multiple injuries, they do provide at least some protection.
The required minimums for each state are:
Alaska - $100,000 minimum coverage per accident - $50,000
minimum per person, with a property damage minimum of $20,000;
Alabama - $40,000 minimum coverage per accident - $20,000
minimum per person, with a property damage minimum of $10,000;
Arkansas - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $15,000;
Arizona - $30,000 minimum coverage per accident - $15,000
minimum per person, with a property damage minimum of $10,000;
California - $30,000 minimum coverage per accident - $15,000
minimum per person, with a property damage minimum of $5,000;
Colorado - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $15,000;
Connecticut - $40,000 minimum coverage per accident - $20,000
minimum per person, with a property damage minimum of $10,000;
Delaware - $40,000 minimum coverage per accident - $20,000
minimum per person, with a property damage minimum of $10,000;
Florida - $20,000 minimum coverage per accident - $10,000
minimum per person, with a property damage minimum of $10,000;
Georgia - $30,000 minimum coverage per accident - $15,000
minimum per person, with a property damage minimum of $10,000;
Hawaii - $40,000 minimum coverage per accident - $20,000 minimum
per person , with a property damage minimum of $10,000;
Idaho - $50,000 minimum coverage per accident - $20,000 minimum
per person, with a property damage minimum of $15,000;
Illinois - $40,000 minimum coverage per accident - $20,000
minimum per person, with a property damage minimum of $15,000;
Indiana - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
Iowa - $40,000 minimum coverage per accident - $20,000 minimum
per person, with a property damage minimum of $15,000;
Kansas - $50,000 minimum coverage per accident - $25,000 minimum
per person, with a property damage minimum of $10,000;
Kentucky - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
Louisiana - $20,000 minimum coverage per accident - $10,000
minimum per person, with a property damage minimum of $10,000;
Maine - $100,000 minimum coverage per accident - $50,000 minimum
per person, with a property damage minimum of $25,000;
Maryland - $40,000 minimum coverage per accident - $20,000
minimum per person, with a property damage minimum of $10,000;
Massachusetts - $40,000 minimum coverage per accident - $20,000
minimum per person, with a property damage minimum of $5,000;
Michigan - $40,000 minimum coverage per accident - $20,000
minimum per person, with a property damage minimum of $10,000;
Minnesota - $60,000 minimum coverage per accident - $30,000
minimum per person, with a property damage minimum of $10,000;
Mississippi - $20,000 minimum coverage per accident - $10,000
minimum per person, with a property damage minimum of $5,000;
Missouri - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
Montana - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
Nebraska - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $25,000;
New Hampshire - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $25,000;
New Jersey - $30,000 minimum coverage per accident - $15,000
minimum per person, with a property damage minimum of $5,000;
New Mexico - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
Nevada - $30,000 minimum coverage per accident - $15,000 minimum
per person, with a property damage minimum of $10,000;
New York - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
North Carolina - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
North Dakota - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $25,000;
Ohio - $25,000 minimum coverage per accident - $12,500 minimum
per person, with a property damage minimum of $7,500;
Oklahoma - $20,000 minimum coverage per accident - $10,000
minimum per person, with a property damage minimum of $10,000;
Oregon - $50,000 minimum coverage per accident - $25,000 minimum
per person, with a property damage minimum of $10,000;
Pennsylvania - $30,000 minimum coverage per accident - $15,000
minimum per person, with a property damage minimum of $5,000;
Rhode Island - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $25,000;
South Carolina - $30,000 minimum coverage per accident - $15,000
minimum per person, with a property damage minimum of $10,000;
South Dakota - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $25,000;
Tennessee - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
Texas - $40,000 minimum coverage per accident - $20,000 minimum
per person, with a property damage minimum of $15,000;
Utah - $50,000 minimum coverage per accident - $25,000 minimum
per person, with a property damage minimum of $15,000;
Virginia - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $20,000;
Vermont - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
Washington - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
Wisconsin - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $10,000;
West Virginia - $40,000 minimum coverage per accident - $20,000
minimum per person, with a property damage minimum of $10,000;
Wyoming - $50,000 minimum coverage per accident - $25,000
minimum per person, with a property damage minimum of $20,000.
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SolveYourProblem.com : 2007
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